Merchants that are commonly referred to as high risk include travel, gaming, multi-level marketing companies, direct marketing, collection agencies, online dating, web-based pharmacies, and other eCommerce businesses which accept credit cards over the telephone and online rather than in person. Menu . Payment Processing Solution – A payment processing solution is any mechanism that allows a card-carrying consumer to pay a merchant or retailer for a product or service. Introduction: Understanding High-Risk Merchant AccountsWe would like to show you a description here but the site won’t allow us. High Risk Pay – High Risk Merchant Account. So, because of these reasons, credit card processors will automatically categorize any cannabis, CBD, and hemp merchant as high-risk. com is one of the leading High Risk Merchant Account providers of credit card processing & payment gateways to businesses with bad credit. Some industries that fall under the umbrella of high risk are e-commerce, adult websites, pharmaceutical, and start-ups. com. In today’s world, accepting credit card payments has become an essential component of conducting business. Roughly speaking, expect to pay around 2. (high-risk, high-volume or other), you know it’s time to give your company the credit, and the high risk credit card processing, it deserves. Fortunately, several credit card processing services work with high-risk merchants, including our top pick for high-risk merchants, Paysafe. However, companies like High Risk Pay are here for you and can help you open up a merchant account and begin making your business a success. Adept Payments offers high-risk merchant accounts as well as accounts for low- and mid-risk merchants. , business license, current bank account statement, and any prior merchant account statements. High Risk Pay offers merchant accounts to the e-commerce businesses that can’t open a credit card processing account with a low-risk provider. High Risk Pay (HRP) offers services for businesses that require merchant accounts, yet have trouble finding a service that will take a risk with the merchant. com, Sadly, the cost of high-risk merchant accounts is more than that of low-risk ones. com? 2. High-Risk availability- HighRiskPay can work with your risky transactions and you can worry about getting more customers and not on the transactions. Reduced risk of account closure: High-risk merchants may have a higher risk of having their merchant account closed by their payment processor, a high-risk merchant account helps reduce the risk of account closure. These can include: Higher card processing fees. However, that processing fee can inflate to well over 1. These credit firms also wish to avoid the concerns that come with a high risk merchant account. Businesses with high-risk MCC codes often have trouble accessing merchant services from traditional financial institutions. High Risk Processing Industries. Stax is a great option for established small businesses with high annual revenues. We can offer credit repair payment processing options and merchant accounts for your business, helping. We focus on supplying overseas merchant account and high-risk merchant accounts. Payline Data: Best overall high-risk payment processor. Even if your strategy is to refund disputes before they result in chargebacks, there’s still that additional cost in time and effort to manage the program. Listen let me tell you once you sign documents they will tell you that they are going to get back to you within 48 hours and at this point you already have all your most personal info and 10 days later you'll find yourself emailing them with no response it's ridiculousIn this article, we will be reviewing Payment Cloud, a merchant processing credit card processing service that can get you access to processing credit card transactions at extremely low rates. When there’s no baseline to measure off, MSPs exercise more caution. A high-risk industry is defined by its likelihood to introduce more operational, regulatory, and reputational risk exposure. com is a payment method used by businesses that sell to customers that may have a poor credit history. 3% above the rate of interchange. Menu. Conclusion. Our objective is to give customers the complete satisfaction and be a. com is your best option. Once you have an ecommerce merchant account and access to a virtual terminal, you’ll need to gather the appropriate credit card information to accept card payments. ur objective is to give customers the full satisfaction and be a reliable provider. It serves as a financial buffer to protect the payment processor from potential losses due to chargebacks, fraud, or business failure. Partnering with HighRiskPay. In order to do this, you will need at least one merchant account. HighRiskPay offers a range of payment processing methods, including credit and debit cards, ACH transfers, e-checks, mobile payments, and international payments. 5% on transactions, plus $0. com is an excellent option for businesses that need to secure high-risk merchant account. 9158. com is a payment processor that specializes in providing payment processing solutions Skip to the content Friday, July 28th, 2023High Risk Pay is one of the fastest growing companies in the credit card industry considering that 1997. What You Need to Open a High-Risk Merchant Account. Less than $20,000 in monthly sales. However, not all businesses. com. After the customer has entered all of their credit card information on your website, it will be authorized. For high risk payment processors, highriskpay. There will always be some level. SMB Global. To process debit and credit card payments, these businesses require a specialized high-risk merchant account, acting as a protective shield against potential financial pitfalls. In e-commerce and online businesses, the term high-risk merchant highriskpay. What does more risks mean to your business?Advantages: HighRiskPay specializes in providing payment processing solutions for high-risk industries that may have difficulty obtaining merchant accounts elsewhere. Of course, you will never be able to fully prevent fraud and chargebacks, but. However, for a high-risk merchant account, this could go up to 1. The benefits of using HighRiskPay. Claim Your High-Risk Merchant Account with GoPayhawk Today! GoPayhawk is ready to serve your high-risk business by offering secure payment processing solutions, robust point of sales, and a stellar team of support experts. net, give you access to information regarding your new account. Average of over $500 credit card transactions. com is provided by specialized payment processors that focus on underserved industries. com is a challenge that many businesses face. Highriskpay. In return, the provider may charge a higher rate and set additional conditions. Assuming the authorization is passed,. In the dynamic world of commerce, businesses encounter diverse challenges, especially when it comes to payment processing. Obtaining a high-risk credit card processing highriskpay. com was founded in 1997 and is a top high risk merchant account provider that specializes in offering payment processing solutions for high risk businesses. com can. That’s why these companies need a best high-risk merchant account. National ACH specializes in offering high-risk merchant accounts to process ACH, e-checks, debit cards, and credit cards. This can include consumers who are new to credit, those with bad or no credit, and even those who want to pay with cash but don’t have enough money for the purchase (or are willing to. High-Risk ACH Processing; Chargeback Prevention Program; High Risk Merchant Account Instant Approval; About us; Rates & Fees; Contact Us (800) 956-1277. Owners may experience a drop in their credit scores. A high-risk merchant account means the payment processor has put your business at greater risk of chargebacks or fraud. High-risk industries fall under a broad scope including. Accept Credit Card Payments Via Your Own eCommerce Website;More. Liquidated Damages are the average credit. National Processing: Best For Clover Processing Hardware. How PaymentCloud Supports High-Risk Credit Card Processing With WooCommerce. They help companies that work in high-risk fields, and one of their goals is to make sure that their clients are successful in their chosen fields. HighRiskPay. HighRiskPay. This will include reading up on customer reviews as well as finding their. Durango Merchant Services: Best for highest-risk businesses. com; highriskpay. The application process can take a few days, so you won’t be able to accept payments immediately. 2. com offers tailored solutions that allow high-risk merchants to accept credit card payments securely and efficiently. com is a payment processing company that specializes in high-risk industries including CBD. PayKings offers high-risk credit card processing for merchants in high-risk industries and those with lower levels of risk. So here, we will see what conditions make a merchant account high risk and how an automotive business can get a high-risk payment process highriskpay. High-risk payment processing can be a complex and challenging area of the payments industry, but with the right knowledge and solutions, high-risk businesses can succeed. com, on the other hand, specializes in providing payment processing solutions tailored to the needs of high-risk merchants. Keep reading to learn how high risk merchant HighRiskPay. com offers a range of services designed specifically for high-risk businesses, including credit card processing, ACH processing, fraud prevention tools, and chargeback management services. com’s high-risk merchant account offers many services. Traditional payment processors may. HighriskPay provides virtual terminal solutions for retail payment processing. For high risk payment processors, highriskpay. Accept all major credit cards including Visa, MasterCard, American Express, Discover, JCB, and Diners Club. Accept Credit Card Payments Via Your Own eCommerce Website;We bundle all services, making sure we are one stop shop all while offering clients the best rates in the business. So if you're looking for a solution tailored specifically for high risk merchants like yourself, keep reading!What Is High Risk Merchant Highriskpay. For your privacy and security, your account information is kept safe with the highest grade of commercially available encryption. We have partnered with high risk credit card processors such as provantage and also with clear merchant to provide solutions for your business types. High risk credit card processing highriskpay. Due to the high risk of these industries, many payment processors are reluctant to work with them, as they carry higher financial risk. Soar Payments: Best for. Merchants that are commonly referred to as high risk include travel, gaming, multi-level marketing companies, direct marketing, collection agencies, online dating, web-based pharmacies, and other eCommerce businesses which accept credit cards over the telephone and online rather than in person. Because of this, dispensaries and CBD merchants will need to apply to a high-risk payment processing company to facilitate their digital eCommerce or in-store transactions. com — Best for any high-risk business, with a 99% approval rate, no credit score requirements, 24-hour approval, and chargeback prevention. eMerchantBroker is a merchant account provider that specializes in offering credit card processing services to industries classified as high-risk by traditional banks and credit card processors. com is ideal for businesses that sell products/services that have a specific risk factor. High Risk Pay is happy to accept all merchants, regardless of their credit and looks at many things besides credit when approving accounts. If you're. The PayKings team has high risk merchant accounts for businesses with high risk payment processing volumes of $20,000-$100,000,000+ per month. Property management companies processing monthly rental payments. High-Risk ACH Processing; Chargeback Prevention Program; High Risk Merchant Account Instant Approval. If you need to process in a foreign currency, our gateway is what will make the connection between you and your international merchant account to allow for prompt credit card processing. The company was founded in 2017 by a group of industry experts who recognized the need for a payment processor that caters to high-risk merchants. HighRiskPay. HighRiskPay offers a range of payment processing methods, including credit and debit cards, ACH transfers, e-checks, mobile payments, and international payments. CONTACT INFO (800) 956-1277; sales@highriskpay. The processor promises fast approval, an easy setup process and free equipment. The company is generally more transparent and honest in dealing with merchants than most high-risk providers. So, because of these reasons, credit card processors will automatically categorize any cannabis, CBD, and hemp merchant as high-risk. Dropshipping is considered a high-risk business for credit card and payment processors, so you should consider opening a merchant account specializing in the dropshipping industry. HighRiskPay. Trust the pioneers in high-risk credit card processing – HighRiskPay. With a team of seasoned professionals and cutting-edge technology, we provide tailored solutions. BBB accredited since 2/11/2014. In the dynamic world of e-commerce and business transactions, managing high risk credit card processing highriskpay. We would like to show you a description here but the site won’t allow us. Follow. This is particularly important for merchants. 3% plus interchange if you’re among the low-risk merchants. business checking account since credit card payments are deposited directly into it through ACH. Bad Credit Merchant Account Services, High Risk Pay Merchant AccountBeing able to accept credit card payments on mobile is a great way for your small business to make sales at events and in-store. HighRiskPay is a reputable company that guarantees instant merchant account instant approval. 4 • Management and prevention of fraud; 3 How does an account in highriskpay. However, some businesses are classified as “High Risk Merchant Account at Highriskpay. More businesses are offering their products and services online. The company's offerings lack some of the bells and whistles of competitors that provide integrated POS and credit card. Our CBD payment processing and account opening services provides you with the following: High-Risk availability- HighRiskPay can work with your risky transactions and you can worry about getting more customers and not on the transactions. Highrisk Gateways provides quality Online Payment Gateway for high Risk Merchants account Business for minimizes the cost of credit card payment processing & maximizing the profit of your business. com; 27702 Crown Valley Pkwy. 5. com works, what services it provides, and why it is the ideal choice to deal with high-risk payments. What one credit card processing provider considers high-risk, another may view as acceptable. Transparency, cash levels, documents, controllable. S. Twitter Facebook-f. Read on to learn more about how HighRiskPay. These can include: Higher card processing. Soar. 6% + 15¢ if medium risk, and 3. A high-risk merchant account allows businesses to accept credit and debit card payments even if the provider expects a high number of chargebacks. Still, it may also result in higher fees and stricter provider requirements. (Even low-risk businesses can wait up to 1-2 business days for approval. Phone Order High Risk Credit Card Processing. The High Risk Payment Gateway for WooCommerce plugin adds Cardpay Solutions as a payment method to your WooCommerce store. com is one of the leading High Risk Merchant Account providers of credit card processing & payment gateways to businesses with bad credit. Higher payment processing fees. High-risk industries such as pharmaceuticals face a higher cost of doing business: insurance may be more costly, some products have a short shelf life, and traditional credit card processing companies may not want to work with them. 1 Semrush Rank: 5,439,792. Low risk. adults had a credit card in 2021. A high-risk payment gateway, provided by your merchant service provider, is a system that’s created to allow you to take transactional information and pass it on to acquiring banks while receiving responses from issuing banks. See also: How to accept credit card payments without a merchant accountThis is due to the high risk of the CBD industry, which has seen many payment providers steer clear of this market, making it near impossible for CBD businesses to accept payments through ACH, credit cards, and debit cards. ”. How much is the Cost of High Risk Credit Card Processing Highriskpay. First Card Payments offers high-risk merchant accounts and credit card processing. Additionally, Quadrapay’s partners offer a fast payout period of 2. But, there’s no stress of account closure. HighRiskPay understands that time is money. In this article, we will explore the concept of high-risk merchant accounts, shed light on the benefits of partnering with HighRiskPay. com HighRiskPay. Call. High- risk credit card processing and other high-risk payment gateways often are the most efficient and convenient ways of servicing the transactions of eCommerce merchant accounts,. Your merchant account allows you to accept credit cards in the first place. JoinPD. No Setup Fees! In most cases, businesses and merchants who have bad credit can still get a merchant account. Who should use it:. High-risk industries are those that have been labeled high risk due to the likelihood of transactions falling through, credit card fraud, or other potential issues. About Us; Services. Summary: Although CBD was completely legalized in 2018 with the U. Typically, monthly fees range from $10 to $50. Some card processing business feel they'll lose larger customers if they offer high risk card processing services. 95% per transaction on average plus a $0. High Risk Merchant Highriskpay. Our fees are 25% lower. Indeed, customers like the safety and ease of using a credit card both online and for purchases over the phone. Processing. com. Soar Payments. High-Risk Credit Card Processing highriskpay. com is one of the leading High Risk Merchant Account providers of credit card processing & payment gateways to businesses with bad credit. There are several benefits to using a dropshipping payment system for your business. However, HighRiskPay. Generally, high-risk business owners can expect credit card processing rates of 0. High risk businesses include those selling products or services related to: CBD and hemp products. WorldPay specializes in online businesses, MOTO businesses, and international transactions. We also offer high risk merchant accounts, offshore payment gateways, virtual terminals, e-commerce processing. High Risk Payments. EMB provides multiple payment options, including credit cards, eCheck processing, and. High-risk merchant accounts attract more stringent conditionalities than regular merchant accounts and are more expensive to manage. CONTACT INFO (800) 956-1277;E-Commerce Credit Card Processing for High-Risk Industries. North American Bancard does not disclose its full range of processing rates. Accept Credit Card Payments Via Your Own eCommerce Website; How to Accept Credit Card Payments Via Online Gateways; Accept Over-the-Phone Credit Card Payments; Accept Credit Card Payments On Mobile; Accept Credit Card Payments In-store; Travel Merchant Account; Startup Merchant Account; All Merchant Accounts; Expertise. With our merchant acquiring services, proprietary gateway, ACH processing, fraud & chargeback tools, analytics, and other value-add services, we offer a true all-in-one solution geared for sales organizations, such as ISVs, developers, ISOs, and agents looking to generate payments revenue in a scalable method with no investment or risk burden. Take the Customer’s Order. 2. (800) 956-1277. Highriskpay. E-commerce platforms provide an avenue to access a global customer base, but this exposure also brings heightened risks. High-Risk ACH Processing; Chargeback Prevention Program; High Risk Merchant Account Instant Approval; About us; Rates & Fees; Contact Us (800) 956-1277. That’s a problem because they’ll have to pay higher. HighRiskPay. In the past banks and credit card processing companies have been cautious about working with high risk merchants due to risks involved. For some enterprises, being labeled as high risk is an inevitable reality due to various factors such as industry type, credit history, or chargeback rates. com can help take your business to the next level while minimising. We believe standard processing accounts should come with a credit card machine. FREE CREDIT CARD MACHINE. Entrust us yours and we’ll be sure to make it worthwhile!. CONTACT INFO1. com might be the solution you’ve. This flexibility enables high-risk merchants to cater to a wider customer base. We will handle all the messy work so you can put your energy towards. But there is more to expect from. Businesses may also want to purchase additional credit card readers to accept tap and chip payments. Every business comes with risks; some are open to more than others. Please complete the form below & a member of our team will be in touch with you to discuss options to apply for a high-risk merchant account. But, there’s no stress of account closure. com is one of the leading High Risk Merchant Account providers of credit card processing & payment gateways to businesses with bad credit. A high-risk merchant highriskpay. Here are some overall features of a high-risk merchant: Average monthly sales volume of more than $20,000. com accounts are established specifically for high-risk businesses to accept payments. We’ll also delve into the impact of MCC. Banks and other payment processing companies might label a business high. Adult Merchant Account; Bad credit Merchant Account;. The high-risk designation is often due to factors like higher chargeback rates, regulatory concerns, or a history of credit issues. For those resellers that can refer us more then 5 merchants per month please call us directly at: 800-956-1277 # 102. WorldPay: WorldPay is a top high risk merchant account provider that offers a variety of services to its clients. Our cutting-edge technology and industry expertise ensure your transactions are processed securely and efficiently. High Risk Pay are specialists in providing payment solutions for credit repair companies. Per standard industry practice, payment. It is imperative to implement robust. High-risk businesses tend to experience higher chargeback rates, which can result in financial losses and damage. High risk merchant account highriskpay. High Risk Pay offers high-risk merchant accounts with fast approvals, no setup fees, and no contract. 4. When you refer us to customers you automatically earn $55 of each qualified sale. Chargebacks. . In addition to providing extra flexibility with the use of your. September 5, 2021. Underwriting process: The payment processor conducts a thorough review of the business’s industry, financials, chargeback history, and other relevant factors to determine the risk level. In order to use a merchant account and payment gateway, you will need to apply for both. It involves accepting payments from customers through credit or debit cards, despite the increased likelihood of chargebacks or fraud. The plugin allows your logged. eskaypay. They may also require a business to keep a rolling reserve (of cash on hand with the payment processor) to cover chargebacks. Here is the Article explains the high-risk credit card processing and merchant accounts. An up-front reserve is a type of security deposit required by payment processors for high-risk merchant accounts. Therefore, high risk merchants require specialized payment processors to meet their unique needs. nginxImage via Flickr by Sean MacEntee. This payment service provider makes high-risk merchant accounts accessible to businesses considered high-risk, like tobacco and e-cigarette sellers, credit repair companies, online liquor stores, and more. 10 to $0. HighRiskPay. com; 27702 Crown Valley Pkwy Suite D4-120, Ladera Ranch California 92694, USA;After the customer has entered all of their credit card information on your website, it will be authorized. In this comprehensive guide, we’ll explore what it means to be a high-risk merchant and how HighRiskPay. Com might initially be complex for some business owners. 1. If your business has a higher than normal risk of chargebacks, a high-risk merchant account with highriskpay. (800) 956-1277; [email protected]: Credit card payment processing is the backbone of most online and phone-based businesses. Our high-risk merchant account is perfect for everyone in an industry or business niche that most payment providers avoid. com refers to the payment processing services tailored to businesses that operate in industries or have characteristics that are considered risky by traditional payment processors. com for. Founded Date Apr 2, 1997. Accept Credit Card Payments Via Your Own eCommerce Website; How to Accept Credit Card Payments Via Online Gateways;. com account is a transactional arrangement between a business owner and a financial institution. Chargeback management. As such, whether you run a CBD business, debt collection agency, online dating platform, e-commerce business, or enterprise that sells adult products, we have you covered. While interchange fees may vary from company to company, in general, higher risk will incur higher fees. Higher Chargeback Rates. 3. 95% + 15¢ if high risk. If you need a International, account e-commerce merchant offshore, or even a Canadian merchant account we are the provider for you. With a solid reputation and years of experience, they offer tailored solutions for businesses in various high-risk industries. You are on your way to increasing your sales and profits by accepting credit cards for your business. One key feature that sets Quadrapay apart is its low transaction rates, which allow businesses to pay less than industry standards. com offers a range of services designed specifically for high-risk businesses, including credit card processing, ACH processing, fraud prevention tools, and chargeback management services. In doing so, these providers enable businesses in risk-prone industries to access credit card. High risk merchant account at highriskpay. Obtaining a high-risk credit card processing highriskpay. With credit card processing, you may pay up to 3. The payment processor determines the reserve amount based on various factors, including the. Each provider and terminal will have different requirements. It’s important to pick a POS system before doing anything else because some systems will have built-in. For example, you might be charged 3% for Visa transactions and 4% for Mastercard transactions. That’s an annual income of $14,040 – just barely above the federal poverty level of $11,880. com. With over 20 years of experience in the industry, HighRiskPay. Operating Status Active. That’s an annual income of $14,040 – just barely above the federal poverty level of $11,880. With our expedited system, we have low-risk accounts approved in as little as 2 hours and high risk in as little as 1 business day! Free Equipment Solutions. com is one of the leading High Risk Merchant Account providers of credit card processing & payment gateways to businesses with bad credit. • 3d secure payments – While. 1% + 15¢ per transaction if low risk, 2. com; 27702 Crown Valley Pkwy Suite D4-120, Ladera Ranch California 92694, USA Industries. If you can no longer accept credit card payments, you run the risk of losing everything. com. | Your Merchant Services Rep. com is one of the high risk payment processors specializing in providing payment processing solutions to high risk categories. However, for some businesses…High Risk Merchant Highriskpay. In the fast-paced world of business, adapting to changes and addressing unique challenges is vital for success. A high-risk payment processor should accept payments in. Twitter Facebook-f. Dropshipping is considered a high-risk business for credit card and payment processors, so you should consider opening a merchant account specializing in the dropshipping industry. To help businesses reduce the risk of fraudulent transactions, the organization has a strong risk management system that makes use of the most recent fraud detection and prevention tools. To be fair, there are many businesses that aren’t aware that they’re a risk until they’re searching for a credit card merchant account or processor. com is one of the high risk payment processors specializing in providing payment processing solutions to high risk categories. . Here’s how you can accept credit card payments in your store: 1. com refers to the use of a specific type of merchant account that’s designed to handle high-risk businesses and. Corepay. Their mission is to. This is very long compared to the typical month-to-month offering for high-risk merchant accounts, so keep that in mind before choosing them. They connect to merchant accounts with a trusted credit card. Best High Risk Credit Card Processing Highriskpay. To qualify for a high risk merchant account, your business will need to demonstrate an increased level. High Risk Pay 27702 Crown Valley Pkwy Suite D4-120, Ladera Ranch, CA 92694 (800) 956-1277 Map:. . However, with excessive chargebacks, you can face account termination and be viewed by banks as high-risk. There are several benefits to using a dropshipping payment system for your business. These types of businesses and others like them have to use a high risk bad credit merchant account to process credit cards. ”. How disability affects credit. We. While it may come with additional fees and requirements compared to standard payment processing, the benefits of reduced financial risks can far outweigh. High Risk Pay offers a variety of solutions for high-risk. To elaborate, high risk credit card processing has seen many changes over the years with the adoption of ecommerce sales, but MOTO. In the world of business, risk is an inherent factor that businesses must grapple with. Highriskpay. A high-risk merchant account is a service that Payment Service Providers (PSPs) offer so that entities in fraud or chargeback-prone industries can accept card payments. When asked for comment, a PaymentCloud representative claimed that merchants’ monthly fee is around $15 regardless of risk level, with increased per-transaction markups for higher-risk merchants. High-Risk ACH Processing; Chargeback Prevention Program; High Risk Merchant Account Instant Approval; About us; Rates & Fees; Contact Us (800) 956-1277. Looking for a MLM Credit Card Processing Account? High Risk Merchant Account & Payment Gateway Provider⚡ Instant Approval Contact us. com – High risk merchant accounts are more susceptible to fraud and chargebacks than low-risk accounts. As mentioned, as a high-risk merchant, it’s critical that your payment processor is equipped to handle high-risk transactions. These high-risk industries include online gambling, adult entertainment, pharmaceuticals, travel, and more. Phone orders can be risky for your average business model, because there is a slight added fee to the transaction cost, and they are not the most secure. com can. com is one of the leading High Risk Merchant Account providers of credit card processing & payment gateways to businesses with bad credit. This essential financial operation allows. A high-risk merchant account can help reduce the costs associated with chargebacks, returned charges, and other fees incurred from fraudulent transactions and bad credit merchant account. Highriskpay. HighRiskPay. Super-chance. Credit Cards & Transaction Processing · California, United States · <25 Employees. We have a broad nationwide network which runs via our processing banks to merchant accounts with an effective credit card processing service. A high-risk merchant account can provide the same types of services as low-risk providers. High-risk industries such as pharmaceuticals face a higher cost of doing business: insurance may be more costly, some products have a short shelf life, and traditional credit card processing companies may not want to work with them. High-Risk Industries. Bad credit isn’t a problem; we can approve your business for credit card processing regardless of your credit history. Adult Merchant Account; Bad credit Merchant Account;. Look for a list of prohibited companies from your. The site, highriskpay, has information about it. CONTACT INFO (800) 956-1277; sales@highriskpay. 6% plus 10 cents, while the fee for a high-risk account might be 2. com. 95% + $0. In the dynamic world of e-commerce and business transactions, managing high risk credit card processing highriskpay. com is one of the leading High Risk Merchant Account providers of credit card processing & payment gateways to businesses with bad credit.